Yes, lightning rods are something to think about. I think the current total of TV homes destroyed by lightning, (bolt hits roof, burns small hole, small fire ignites the gas flex line in attic, house is gone in minutes), is now 7.
At much higher risk is your home's electronic equipment, virtually everything that's plugged in. I'd love to know the stats on this, but I am always hearing about people having to replace a bunch of expensive electronic appliances after one of our many storms. My priority lightning protection is a whole-house surge protection system. You can buy them from SECO, with a one-time or monthly payment, or have them installed by reputable electrical contractors.
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