[champion6]

We’re still up north, but it’s time for us to begin looking for retirement medical coverage that will be suitable for living in TV until we qualify for Medicare. COBRA is the last option because my employer’s insurance company is a regional insurer. None of the providers in Florida is In Network so my premium will be high, the deductible will be $5000/year and then 50/50 coverage. It’s essentially only good as catastrophic medical coverage.

So, I have some questions:
What insurance carrier do you have until you enroll in Medicare?
What are your deductible/coverage and the premium?
What do you like about your carrier?
How did medical history and existing conditions affect your ability to get coverage?
Do you have any experience with a carrier to stay away from and why?

Thanks in advance for any/all replies.