I have USAA for car insurance, and USAA writing thru ASI (for Florida Homeowners) when I checked again a couple of months ago. I already had ASI and USAA told me absolutely no benefit to go thru USAA for the ASI.
If ASI is writing policies, you do not have to be a USAA member to get it - we got ours at Villages Insurance Agency. But they limit their risk in Florida also, and write only a certain # of policies per zip code.
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