Homeowner Insurance
This question for the snowbirds and snowflakes out there as well as those moving to The Villages and need to sell their home "up north".
How do you handle the homeowner's insurance on your home(s) during the time period you are residing in them? When I was in the process of selling my home in Maryland to move here, I was told (and it was in the policy) that if the house was vacant for more than 90 days, the policy was no longer in effect and I would have to buy "unoccupied dwelling" insurance - which was extremely high priced. Luckily, mine sold well before that time period and I did not have to buy the insurance.
Has anyone else heard of this and, if so, how do you handle it on your Villages house when you go North in the summer months for 5 months of the year or on your "up North" house when you are in The Villages for 6 months?
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