Hi Raen Dear,
Welcome! You might want to buy title insurance, which many banks just roll into a mortgage. Don't know the cost but it is nominal. When you go to sell your house, it probably would help to have had it.
The bond on the house depends upon the number of homes within your district unit. If you are buying a new CYV, the bond will probably be $20k or more. You are given a once a year opportunity, in June or July (I forgot which) to pay off the bond in full. Otherwise it is prorated for 30 years in your tax bill, at an interest rate of 7.5 percent.
Hope this helps.
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