Rubicon, I am not sure what you mean by you "wont take the loss" It doesn't map to what has happened in the market. If you bought a designer that was say 400K and the premier you wanted was 750K. There was a delta of 350K. Now you may only get 300K for your home, a 100K loss, however the Premier you wanted is now down to 550K so the difference is reduced by 200K. And if you look at the market, that is exactly what has happened. The higher end homes have dropped a larger % then the smaller homes. You total cost of buying today even though your current home is worth less, is lower today then it was a few years past. Might want to rethink that addition.