I believe Tom and Frank are right...people don't get it unless they have experienced The Villages. I have heard "I can't believe you want to retire to FL in that weather...it's SO HOT down there!" from so many people...and 99% of them have never been to the state...and the one who had was at Disney World for 5 days in July! It's like they forget that Indiana is hot and muggy in the summer, too...but also cold and snowy in the winter. I don't know if it's all of the years I spent skating outdoors in Iowa...but bring on the heat!!!! I believe the luxury of air conditioning is available everywhere in FL if I get too hot.
Many of the people I have talked to about retirement that HAVE spent some time in FL react much differently. I have had several say "Take me with you!" and "We'll come and visit!"
I can't wait to be in a place where it is GREEN all the time and not gray, brown or white six months out of the year!