Quote:
Originally Posted by Tbugs
.....One thing that did worry me was when I checked with my homeowner insurance (GEICO). I was told if the house was vacant (unoccupied) for 90 days, the insurance policy would be null and void. I would need to buy unoccupied dwelling insurance which was very high priced. Luckily, I did not need that. Has anyone else heard of Unoccupied Dwelling Insurance?
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We ran into the same thing when we sold a previous home in OH. We'd built a new place, moved, then went about readying the old house for selling. Our insurance folks knew what we were doing with the houses/moving but didn't raise any flags as they knew we were over at the old place on a regular basis, mowing the grass, etc. - it was only a couple of miles away from where we'd moved to. The situation did hit the wall, however, when the ins. co. district office queried the agent about insurance coverage on the houses. So we got a call that they were going to have to change the coverage on the old place. But it didn't bump up much, at least in our case, perhaps due to the proximity to our new home and how often we were over there. Became a moot point as the place (finally) sold about a month or two later.
Bill