Talk of The Villages Florida - View Single Post - Sinkhole Insurance Changes
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Old 03-09-2011, 04:19 PM
784caroline 784caroline is offline
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I know of a very recent case where the home owner suspected a sinkhole, contacted the insurance company and they said if you prove to us its a sinkhole we will cover it. If it is proven to be a sinkhole the insurance company would reimburse the homeowner for the drill tests. IT cost $1000's of dollars to hire a company drill bore holes etc which the home owner had to pay. The report was sent to the insurance company and after 2 months of review, they wrote him a check for close to $200,000. They would not buy the land...just as in a fire the only insure the structure. What the home ownereventually did was settle with the insurance company and then the drilling company (or individuals within the drilling company) paid him for the land and took ownership of the house.

I assume they will either simply rent the place out or fix it up at a much cheaper cost that what the original homeowner was faced with. As of now nothing is being done wiht the property and it is being rented out!!