[Mikitv]

I worked with a collection company in Ark and they do send debts to the credit reporting bureaus. They usually wait a certain period of time once they start trying to collect the debt before reporting it to the various bureaus. I myself had a debt from a hosptial that was on my credit report even though I never received a statement. Once I contacted the hospital it was there error. My account had a credit balance while my husbands had the debt. I made them write the letters to all three bureaus since I found it on my reports.