By all means
Yes, you basically have to portion responsibility to the victim here. While we may feel sorry for the loss, it would not have happened if normal care would have been applied.
What is this about "pickers" or "gleaners"? I have never noticed anyone like that in The Villages? Why wouldn't someone contact Community Watch about that? Don't give me a line about Community Watch not having any authority. They have standing orders to contact the police when unauthorized vendors, beggers, etc, are in The Villages.
I seriously doubt if the bags were stolen - especially from a villa community. It was just an accident that proved to be costly for the lady.
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