Just renewed in Feb, 2011 with Allstate
Liability: Bodily Injury: $14.41
Liability: Property Damage: $13.30
Collision: $23.18
Comprehensive: $9.11
Uninsured/Underinsured Motorists: $71.79
There's pros and cons to the uninsured/underinsured portion of the policy and I have yet to fully understand it. I think we are assuming that many of our neighbors with golf carts may not have cart insurance. Here's an explanation from the web:
UNINSURED MOTORIST BODILY INJURY (UM):
Covers you, the insured members of your household and your passengers for bodily/personal injuries, damages, or death caused by an at-fault uninsured or hit-and-run driver. If you are involved in an accident where the other driver is at fault but has no insurance, your policy will cover your medical expenses, up to the limit on your policy.
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