Related, but, slightly off-topic .... just yesterday the subject of Pet health insurance came up. A friend of mine with one large and one small dog pays approximately $25/month on doggie health insurance for the two. One pooch was having its teeth cleaned yesterday (under anesthesia) ... my friend said the charge would have been about $600 but will end up costing her about $100 out of pocket. She cited several other instances where it has come in handy.
That got me wondering how many pet owners invest in insurance. There seem to be so many routine and unusual medical requirements for pets that insurance would seem to be a good investment.
As to the $5K hip replacement, that was the owner's choice. If she didn't have the $5K to spend and went into debt for something she couldn't afford, that would be a bit irresponsible. We all have our own priorities.... who's to say what is right or wrong.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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