If you run into a lot of, or high, "unexpected expenses", you didn't do your homework. It's up to you to ask questions and not just in "Talk of the Villages", but also verify with your salesperson. No one is going to spoon feed you all you may want or need to know. It's like buying a house anywhere---up to you to do the research to know in advance what you're buying. In my experience, those who are unhappy here are those who didn't do there homework.
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