JimJoe: The $39B *is* something. It *is* a start. But don't let anyone kid themselves into thinking the problem is ANYwhere near 'licked'. Dismissing the $39B reminds me of the dynamic I had with my adoptive mother back in the 1980s. I owed her a lot of money. I wasn't making much money. When I proposed at least giving her $50 (a lot, to me, at the time) she insulted me saying it was a 'drop in the bucket' and that I shouldn't bother until I got serious. Of course, she kept charging me interest and the bill just kept going up. Long story short is that the debt wasn't settled until I settled her estate.

Bill: Ok, I *like* that line