The house inspection should have found the soil up over the foundation level as a problem. Soil should never be higher than 8 inches from the bottom of the home siding. I have lived in a termite zone forever and would not recommend planting any plant that requires watering within 4 feet of the foundation. Constant watering near the foundation will break down the chemical barrier around the foundation (also a good reason to have gutters installed). All my gutter down spouts drain to large underground PVC pipes that dump onto the street or sidewalk. Keep the area around your house foudation dry to discourage termites and keep all wood preserved and dry.
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