rjm1cc is right...it is a good idea. It depends on your needs. Who knows how long you will live...all of us plan on our assets lasting,but lets say I am 65 and wish to use up all my assets to age 85. Now that is a plan. If I live to 80...not a problem. If I make it to 85, all assets are gone but I have the $35000 per year pluss SS . It does make sense.
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