[KYTeacher]

Hello to everyone. I have a question. I apologize if this has been asked/answered previously but did not find it when I searched.

We think we are going to take advantage of the refinance option when we finally retire to TV fulltime. Currently, we have a home in KY and bought one of the model homes in St. Charles last year.

When we sell, we will realize enough profit to completely pay off our bond, and have money left over to refinance our mortgage down quite a bit. Has anyone paid off their bond and then refinanced their remaining profit off the mortgage?

We have been playing around with projections and started considering that as an option. Let me know if you think good or bad idea.

Thanks