I left my very warm winter coat to my son in Pennsylvania; the first winter here I had a fleece lined light jacket, it was ok. The second winter here I bought an Izod winter coat and a cap with earflaps. And for this winter I may have to get gloves also. I keep an ice-scraper in the trunk of the car....just in case.
And my wife has a long quilted down coat, and uses it constantly in the winter.