Read item one from this URL:
http://portal.hud.gov/hudportal/HUD?...aws/yourrights
Unless things have changed, TV will accept folks under 55 as they did for us and we appreciated it. We are now legal
.....
I posted the following attempt at humor many moons ago on a different thread
I think TV use this formula for age to determine if you are 55.
age + credit rating - 660. If it is greater than 55 you are all set 
.
This formula can also be applied to number of dogs....