Some years ago a private development, such as an apartment complex, could limit the residents to "adult only," to keep out families with children. Then Congress passed the Fair Housing Act that provided that families with children could not be barred from renting. The only exemption was for "over 55" communities. In order for over-55 developments to be in compliance with the law no more than 20% of the residents may be under the age of 55.
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