If you have the 20% down, I think you can find better interest rates with conventional. My husband and I are both veterans. We've bought several homes over the years, and only used our VA once (years ago) as we found the VA Loans take longer to get to closing. I hear this is one reason sellers don't prefer VA loans. IMO, if a seller gets multiple offers, all else being equal, they'll probably take the offer that has conventional lender financing. The VA has a reputation for making sellers jump through too many hoops.
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 Village of Tamarind Grove
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