Barefoot,
When we decided to move to Florida about 2 years ago, my wife really wanted to be close to the ocean. We looked at St. Augustine and at Jupiter. The same things at both places made us look further inland. We found out that the humidity is much higher in the summer by the ocean than at The Villages. We are from Washington DC area so we know humidity quite well - and The Villages is a lot lower humidity than Washington DC and closer to the ocean, too. The summer here is not as hot and humid as Washington DC and I lived there for about 37 years.
Taxes were higher in both St. Augustine and Jupiter than in The Villages. Windstorm insurance was terribly high in both places and had a huge deductible of 2% of your home value.
We have "beach days" with another couple from The Villages about twice a month where we drive to Clearwater Beach, Honeymoon Island Beach, New Smyrna Beach or somewhere else for the day.
I am a full time resident and love every minute of The Villages.
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