I don't think the question is silly, albeit hard to answer effectively. The question is really about your weekly/monthly discretionary spending. When I was trying to determine whether to retire early or wait until a more traditional retirement age, I had to estimate my monthly spending habits.
For what it's worth, I grossly underestimated my discretionary spending...in every category...golf, eating out, traveling, entertaining, etc... It's really a lifestyle change, for which it is really hard to form a good basis.
Good luck in your analysis, but estimate high!
Cheers...
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