batman911, that is what we did when we decided to buy and move to TV. Neither of us golf, but we enjoy eating out and it will be nice to have more then just 7 places to chose from. My biggest expense is my hobby which I afforded with my part time job. I will still be doing a part time job there that will cover those expenses and my wife as her own income. We both did a complete review of what it costs us to live here and what it cost to live in TV. They balance out. So our life style will not change and we do have a rainy day fund set a side. But this is a very good question if you are retiring early and want to know if you can maintain your current life style or will have to cut way back.
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