There is a real difference as to what one needs as to what one wants. In part it has to do with "value or utility for each dollar spent. And in part it has to do with likes. some people like to party hardy. Some like to eat out often other cook every meal. some like to travel. so there are some real trade offs unlesss you really are a millionaire...which by the way I believe you need to be if you truly want to live like a millionaire in TV.
As to budgets, I revise my at least every six months. finally we have those surprises and new interests.
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