[memason]

Originally Posted by Pturner

Cobalt,
I agree that it was a good question. We're not frogs yet, so we're till working the math too.

In addition to the expenses you mentioned, our spreadsheet includes allowances for personal expenses (e.g., clothing, haircare, cosmetics, etc.), maintenance of home and grounds, maintenance/repairs/replacement of assets (appliances, equipment, auto, carts), medical (not covered by insurance), travel and pet care.

We would like to budget at least 5 percent contingency.

Anything else we should include, fellow TOTVers?

Good point.... You never know when the golf cart is gonna get ya, right?