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Good luck if you have an emergency and have to reach your agent. I can reach my agent anytime in Cincinnati.
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If they were Allstate or State Farm then you would be correct in filing a claim with your agent. Howevere, the Villages Insurance is an independent agent. Unless you have a question, if you're filing a claim that should be with your insurance company, not the independent agent. Check your homeowner policy for an 800 phone number.