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Originally Posted by Jim B.
Mike: Thanks for the offer to help. We need to contact our agent to see if our homeowners insurance is still in effect. The insurance company returned our annual payment yesterday, and by the time we got our mail, the offices were all closed -- American Integrity Ins. and The Villages Insurance in Spanish Springs. There are no after-hours phone numbers that we can find. I have sent the agent, Sherri Miller an e-mail, but have not heard from her as yet. Thanks
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Hi....The same thing happened with us last month (I paid the premium and then AIS returned it a month or so later) and I panicked too. Then I remembered we have our taxes and insurance escrowed by the lender.
If you have Citizens First Wholesale Mortgage, you can go there and see your actual loan and all the escrow info. I just went there and checked ours again because the subject makes me nervous!