My young nephew's wife came to NY from Germany and did not get a driver's license until she had been here about 11 years. During that time they lived in White Plains, were raising young children, and she went everywhere (work, doctors, groceries etc.) by cab. She said it cost $3000 a year but that driving a car would have cost more (may be true -don't know). Cabs much cheaper here than in WP and readily available. Go figure,
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