Have the same concern
We have friends who are in their mid 70's and just moved "back home" after 14 years in TV. They moved to an independent living facility that allows them to enter the nursing home part of the facility at no added cost. They felt the need to be near their children, but did not want to burden them. TV has an independent facility, but it appears to be expensive. We have no children to "go back to" and have some of your same concern. When we get to TV and get settled in, we will begin to look into independent living facilites. We like to plan for the future.
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