Zummy,
I cannot answer any of your questions about the building process, but I can tell you that we are Lot 16, just 3 houses down! Tom and I will look forward to meeting you when we cross paths in Sanibel. We are going to be there from 6/26-6/30 and then again 7/5-7/10.
We are hoping our home sells in the not too distant future, so we can migrate south!
Till we meet in TV,
Mary