[villages07]

Geez, nothing like being called out by Gracie. I originally had Travelers for the first 3 years but when they made sinkhole coverage an add on with a horrendous 10% deductible (e.g. Your house is insured for 250k, you are responsible for the first 25k in repairs)..... I called Villages Insurance and AAA to get some new quotes. Was happy with Villages insuance quote from ASI that had a flat hurricane and sinkhole deductible of either $500 or $1000 at a reasonable premium. Will be interesting to see how much my premium goes up this year.

I'm sure you will get answers all over the map...my main advice is beware of the deductibles and your potential exposure out of pocket.