[villages07]

If you bought anywhere in 05-06, you have probably lost equity in your house. That's the nature of a cyclical housing market. I caught the peak of the market here in July 06, had the limited choices, 3 hr window etc. That's how the market was at the time. Since I don't plan to sell anytime soon, it's a non issue and looking back I have no regrets. I'd rather have had those couple of years here enjoying the lifestyle than waiting somewhere else for the values here to go down before purchasing. Life is made up of choices and dealing with circumstances as they change. It's hard to time cyclical peaks and valleys in housing or in stocks. You just make the best decision you can at the time and deal with it.

I'm with cabo.... life here is good and getting better all the time.