I'm doing some research on the "bucket" approach to savings withdrawals, which seems to be a good way to apply the 4% rule. Anyone who is concerned about making their money last (who isn't?) should check it out on line, and might want to consider buying "Buckets of Money: How To Retire in Comfort and Safety" by Ray Lucia. The strategy makes a lot of sense to me, and the market statistics seem to bear out the author's conclusions very well. The book is available on Amazon. And there is a lot of "bucket" information available generally on the internet as well.
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