Thanks to all
We are changing leaders. Call one company today they knew the villages and were happy to take our application!! Looks like we might even be changing banks.
As far as the train noise haven't heard a thing about it plus here in Memphis we live about a mile from a train track and I guess I am strange, no comment Bill!! But I find that train some how relaxing a bit!! Thanks for the heads up. See everyone soon I hope.
As Always thanks to the group what a wealth of information!!!