Quote:
Originally Posted by Orps1
Has a anyone secured a mortgage with citizens first in the most recent past? What were the fixed rates?
Your comments on the mortgage process . How was your experience with their process.
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Mortgage is dependent on your personal finances and the rate goes up from what they may tell you in the beginning as the credit rating gets lower. We both had excellent scores, but still had a raise in rate to 5.375% because we weren't squeeky clean. Seems like it's mission impossible to get the greatest rate possible. So I have to say that you will get different rates from different people who got their approvals at different times. You'll only know your actual rate when you get locked into an approval. As for the experience, I'd give it an A, and I did the entire process from 1200 miles away from TV. I would recommend them!
p.s. They no longer advertise their fixed rates online. You have to call. The number is found on
http://www.citizensfb.com/l_mortgages.asp
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