We went to Citizens July 6 closed on August 3. We called our bank with who we always had our mortgages with but they said they could not guarantee a closing in thirty days. We locked in on 4.75 a week later about the same rate as NFCU. We were happy. We actually had to return to VA July31. Had our walk through and signed all papers before we left. All went smoothly...no complaints. Everyone we dealt with at Citizens was professional and helpful.
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