Quote:
Originally Posted by ajdeck
Yes, on medicare and currently have a Blue Cross med advandage plan here for $147 a month and $25 co-pay with 5000 out of pocket max.
How does that compare and which one do you have?
aj
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We are currently on Preferred Care Partners "Advantage Plan". It has co-pays on specialists and on many tests and medical procedures. There is no co-pay for our primary doctor, $12 co-pay for dental cleanings and exams twice a year, plus other benefits. I am a cancer survivor and due to a recent "scare" that I might have a recurrence brewing and needing chemotherapy, I decided to check the coverage for that and was dismayed to find out that I would have a 20% co-pay on these very expensive drugs. So, I looked at the benefits for their other advantage plan, the "Gold Plan". Those drugs would have no co-pays and other benefits are better, also. The "Advantage Plan" has a few benefits that the "Gold Plan" doesn't have so I guess you have to look them both over and decide which is best for you. Neither plan has a premium. Both plans have very good drug coverage included. The "Advantage Plan returns your Medicare Part B premium (your Social Security check increases by that amount each month. The "Advantage Plan" has an out-of-pocket limit of $6700, while the "Gold Plan" has a $3400 limit. It looks like if you went with the PCP Gold Plan you would save quite a lot each month. It wouldn't hurt to contact them and get more information. This company has an excellent reputation even though they are relatively new (3 years or something like that). They only operate in a few counties in Florida at this point and all 3 counties in The Villages are in their plans. You can access some information here on their web site:
http://www.mypreferredcare.com/2011/...=sumter?loc=cf Also, they have an office at Lake Sumter Landing and the folks there are friendly and would be happy to sit down with you and explain the coverages for both plans.