I heard you need referrals from your primary and Preferred Care needs to approve first before you can see the specialist.
Look at AARP Medicare Complete by United Healthcare. You don't get back the Part B premium, you still have to pay that, you do not have a monthly premium, no referrals needed, regional PPO network throughout the state of Florida and do have some small copays. It covers dental, vision and hearing exams; good prescription drug plan and has a Silver Sneakers program also.
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