[glenbrook]

We purchased flood insurance our first yr in a coutyard villa. When we have lots of rain, the water comes up to the front door. About an inch deep.
Although we are not close to a body of water, there is always a chance of a sewer back-up. Do not them fool you into a false sense of security about this not a possibility of occuring.

By-the-way, I understand there were some villas flooded during the last big rain storm. Caused by sewer back-up. It was in the Village of Mallory.

At least we have peace of mind that we have a flood ins policy. It is not that costly. It is well worth it to us.