I am 57 and have lost many of my class mates from my high school, who attended all grades 1 to 12. Heart disease, brain cancer, breast cancer, liver transplant failure, all have missed out on the ability to retire and take care of only themselves. Be proud and grateful you have the chance to make the choice. Life is wayyyy tooo shortttt. I have tons of family that are already spread out all over , due to their jobs. Our Job is to remain happy and healthy for them, and to give them a place to vacation!!!!