Love to be asked for my Opinion :)
I think it's VERY important to include a cart. And your golf cart liability insurance transfers to the renter. Plus, you can have them sign a form accepting any liability beyond your coverage.
It's much easier to rent your house/villa in the off months if you include a cart. You won't likely get repeat tenants unless you include a cart.
Why would someone rent your unit when most of the others include carts?
Golf cart rentals are not cheap, and sometimes during the season, are not even available unless you book well ahead.
First year I owned my CYV (I rented it out for 4 years), I didn't have a cart, thinking it was an unnecessary expense and a possible liability issue. Once I bought one, had many more inquiries and feel I rented many more non season months/weeks. I feel the cart (a 2 yr old refurbished one) paid for itself. If I had it to do over, I'd get a gas cart for a rental. Less worry about whether or not tenants are filling batteries correctly. Batteries lasted 3 years, not sure if it was tenant neglect or my fault. I've learned more about filling them correctly myself.
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