[lightworker888]

because the cart is ours, an injured third party could sue us. She said that there is no legal document that we could create to absolve us of liability. The insurance company said to take out the cart clause in the lease and use the permissive use form for now. When the ruling comes down the agent said that all policy holders would be notified of the change and the policy may be unrenewable as it stands and a new policy would have to be issued.

We have issued a new lease w/out the golf cart and have a release form signed for it and our renters are looking into what their homeowner poiicy might cover.

I called a few golf cart rental places and they said that they do not cover the drivers and have a form signed. No one knows of any company that is currently issuing coverage to renters for golf carts. Sounds like a great opportunity for someone if the claims aren't too bad. I guess that the number of claims have increased so much that the insurance companies don't want to deal with them.

I am thinking that renting w/out the cart may be the best bet but can't do that this year.

Any other ideas?

LW888