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Originally Posted by EdVinMass
Just got the Annual Notice of Changes for the AARP Medicare Complete Choice Plan 2 (Regional PPO).
Their annual out of pocket maximum is going from 4,750 to 5,900, an increase of 25%. And most of the co-pays are being raised by 30% or more. All of this in the middle of a serious ongoing recession.
Time to start looking for alternatives. We have until December 7th to switch providers.
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We left AARP Supplemental insurance last year and went with Preferred Care Partners. We are saving $400 a month in premiums and that is based on what they were in 2010. PCP's Advantage Plan is being merged in with their Gold Plan for 2012. We have been very pleased with this insurance. The biggest change you would notice is that you will have to stay within a network of providers. We have had no problems finding care within the network. Some of my doctors participate in the plan so I didn't have to start completely over. Urgent care is covered out of the area and I used that benefit when we were away from The Villages this summer. There is no premium for PCP's coverage. Go talk to the folks at Sumter Landing and then you can decide for yourself what to do. Just keep in mind that once you leave AARP you most likely will not be able to return to them without a health exam. This means that they can charge you higher premiums, if they cover you at all, for any pre-exisiting conditions.