When I moved to The Villages from Maryland 2 years ago, I called my insurer in Maryland (GEICO) and they transferred me to their Florida desk. I got a policy from GEICO through Security First. It has good protection including sinkhole protection and hurricane protection. I called around a few months ago when my policy was up for renewal and could not find a better deal.
You definitely need homeowners insurance and be sure both sinkhole and hurricane protection is on it - and not just catatrophic sinkhole damage but all sinkhole damage. You should have no more than $500 deductible for either.
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