....On the other hand, you might just ask yourself why lenders always insist on lender's title insurance. I would suggest that lenders are in the business of minimizing risk, and part of that equation is title insurance.
Owner's policies are not all that expensive, and every lawyer and banker that I have known has said they wouldn't buy any property without title insurance. And I wouldn't either. But hey, if you are paying cash it is your decision.....
That's my input as a 20+ year Florida Licensed Real Estate Broker and Instructor
Fourpar
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