The reference to Larry Burkett in the story (if you haven't heard of him): Larry Burkett is a Christian financial writer and advisor who counsels against credit (to put the comment in context). I hope you laugh at it as I did.
http://www.youtube.com/user/billybobjr705 <http://www.youtube.com/user/billybobjr705>
Instead of being a preacher, he could have been a comedian.