[2BNTV]

I called SS 3 months prior to my 65th birthday and they said I would be better off if I waited and didn't apply for Medicare as I was covered under my companies policy. I would be better off waiting until I wanted to receive a check from SS and they would deduct the payment from my check. I applied for Medicare several months later.

I was dismayed to find that I pay $110.50 instead of $94.20 if I had applied on my 65th birthday. I have talked to several people and no one can really explain why some people are paying more than others.

I still don't know why I pay $110.50/mo. The best SS could come with is that everone will have to start paying $110.50/mo.

I was wondering if this is true? Everything else they told me was on the money. Sometimes I think one needs to call two or three times to see if they get the same answer from their representatives.

Birthday is on the 4th and I get my check the second Wednesday of the month. SS explanation is that way the system doesn't get clogged-up with sending everyone's check out on the first day of the month which makes sense.

I only COLA I have heard about lately is the soft drink.