I applied 3 months prior to the desired start date. I guess I will just work another month or two and wait for Medicare to start. My issue is I don't want a gap in coverage for health care. And 2BNTV, everyone pays a different amount depending on prior year earnings. Because of some windfall bonus payments, my Medicare will be $460 a month. Supposedly I can go back after two years and apply for a reduction, but I don't have much faith anything will go down.
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Life is to short to drink cheap wine.
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